Who We Are

Niamh Goggin has been Director of Small Change (N.I.) Ltd since 2005. She works with a range of consultants, academics and third sector professionals. She has worked in social enterprise since 1991 and social investment since 1994. She was the first Chair of the UK Community Development Finance Association, Secretary of the European Microfinance Network, Director of Development Trusts Northern Ireland and member of the Alternative Commission on Social Investment.  She is currently a Trustee of the Community Foundation for Northern Ireland and of the Scottish Community Reinvestment Trust. She managed Charity Bank’s regional office in Northern Ireland for six years, with responsibilities for raising capital (£2m)and deposits (£4m), lending and social finance policy development in the region. She developed and fundraised for the first university accredited Social Investment Readiness  programme in the UK, aimed at charity and third sector Chief Executives and senior officers.   She also produced Charity Bank’s first social impact report in 2010. She is an Associate of the  Institute for Voluntary Action Research and worked on a study of charities and social investment for the Charity Commission and a Learning Review of The Foundry; Centre for Human Rights and Social Justice, the largest social investment by charitable trusts in the UK .  She also worked on social investment and social enterprise consultancy for the Office of the First Minister and Deputy First Minister, through Queen’ University Belfast.  Other clients include the Charity Commission for England and Wales, SEEDA, London & Quadrant Housing Association, Experian, DWP, HM Treasury Financial Inclusion Taskforce, European Microfinance Network, Deutsche Bank, Developing Strathclyde Ltd, the School for Social Entrepreneurs in Ireland, Social Economy Belfast and Un Sol Mon, Barcelona.She is currently social investment advisor to Big Local, a £200m community development programme delivered by the Local Trust and Expert Advisor to Barclays on their Credit Union Support Programme.  She has a degree in Economics from Queen’s University, Belfast and an MBA from the Open University. For more information on Niamh’s background and on her associates, please click on the menu to the left.